Implementation of Smart Payment for the Effectiveness of Santri Services at the Walisongo Ngabar Islamic Boarding School

Abstract

The current digitalization period provides convenience for transactions, one of which is the Smart Payment service. This study aims to determine the implementation of Islamic boarding schools in the use of Smart Payment digital financial services (e-money). This study uses a descriptive qualitative method based on the results of interviews, observations, and also field studies conducted by researchers. The results of this study at the Walisongo Ngabar Islamic Boarding School in its application using digitalization services in the form of Smart Payments run very optimally. This service is used for the purposes of shopping transactions in cooperatives, canteens, and Pondok's distribution centers. Besides that, it is also an SPP payment transaction. The Smart Payment aims to improve security, create a cashless society environment. With this research, it is hoped that more Islamic boarding schools will also apply the same transaction system that has been implemented at the Walisongo Ngabar Islamic Boarding School. Apart from that, with the implementation of this non-uniform transaction system participating in the times, students are not only equipped with religious knowledge but also feel the rapid development of technology with the aim of being able to compete with the outside world.